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FAQs Renters Insurance

A Tenant Renters policy is a group of coverages designed to help protect renters living in a house or apartment. A typical renters insurance policy includes a few types of coverage that help protect you, your belongings and your living arrangements after a covered loss.

The average renter owns $10,000 worth of possessions. Items, like your clothes, furniture and electronics, could add up if you had to replace them all at once. Plus, your Renters policy can help protect you in the case of a theft that occurs away from home, stolen credit cards. Renters insurance can also help protect you if someone gets hurt on your property and decides to sue you or you have a fire in your unit and it impacts the building.

No. Your landlord's insurance covers the building structure but, generally, does not cover your personal belongings like your furniture, clothes and electronics. A Tenant Renters policy will help you repair or replace your possessions if they're damaged by a covered peril, such as theft, fire, smoke, etc.

The average monthly premium is $12-15 you can get a quote here: https://renters.mypropertyprotect.com

The Renters Insurance policy cover includes: Personal Home Contents like furniture, decor, appliances that belong to you, electronics, etc.

The coverage limits are:

$100k liability

$10k in personal contents

$5k landlord loss of income

$2500 flood coverage

The policy is a tenant legal liability policy that includes all the interior contents of the dwelling, e.g. furniture, decor, appliances, flooring, windows, etc... Hosts or property managers typically purchase our insurance to protect against guest damage and theft during short term stays.

Our policy doesn't include the coverage on the Dwelling and other structures

Yes, there is a $500 for personal contents and $0 deductible for wind, flood damage and other perils.

Policies are available in all 50 States.

Once you enroll there are different payment options available. You are able to pay in monthly increments or pay in full for the annual policy. We accept credit cards and ACH (electronic bank transfers).

You can retry a new payment method on your profile/dashboard by logging in to your dashboard. Log In > Retry Payment > Payment Info https://renters.mypropertyprotect.com/login

Visit your dashboard at renters.mypropertyprotect.com Log In > File Claim or, email: [email protected] or call: 510-255-2799.

Contact Property Protect as soon as possible to help speed up the claim process. Even if you don't have all the information at the time of your call, you can always provide us with additional details later.

To get more information about our products you can email us [email protected] or call us (510) 255-2799

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